NRI Investment Information

Investing from Abroad? We're Here to Help.

Non-Resident Indians (NRIs) holding Indian passports do not require special permission from the RBI to purchase residential or commercial property in India, as Section 31 of the Foreign Exchange Regulation Act (FERA), 1973, is not applicable to them

As defined by the Reserve Bank of India, an NRI is:

"An Indian citizen who holds an Indian passport and resides outside India for the purpose of employment, business, or any vocation, or under circumstances indicating an intention of an indefinite stay abroad."

At Sairama Group, we assist NRIs throughout the property acquisition journey — from choosing the right project to navigating legal formalities and post-sales support

Additional Guidelines for NRIs

• NRIs can finance property purchases through inward remittances or loans from Indian banks.
• Loans can be availed against existing residential property or directly as home loans
• NRIs must adhere to provisions outlined in the Indian Income Tax Act, including tax benefits on home loan interest and principal repayment.
  
  Whether you're buying a home for your return or as an investment — Sairama Group ensures a smooth, secure, and rewarding experience.